Student accident insurance

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By ForrestDrake

Student accident insurance, good choice for parents! Photo by Teseum
Student accident insurance, good choice for parents! Photo by Teseum

Have you ever rised kids? If yes, then you understand, what kind of risky things these little (and sometimes even not so little!) monkeys can do. Riding bikes, skateboards, climbing trees, playing football, jumping into lakes... You should consider investing in accident insurance - you neve knows what can happen!

Even school officials can see knocked teeth and broken collar bones almost every month. Therefore many schools offer student accident insurance through their partners. If you think your kid is automatically covered in the school, you are wrong. The school has responsibility, but not for all kinds of injuries.

"People believe they can just sue and get the money. Well, this is truth, when the teacher neglected his or her duties. But that's not always the case," says Jake Lachlan, Minnesota school official.

Insurance offer round the clock coverage - that means your kid is covered day and night, no matter where, no matter what. The range of choices is not as great as for adults, but there is still fair competition of student accident insurance to choice from.

The best part of the deal - the insurance usually costs just few bucks a month, covering students September to September. The price naturally depends on the coverage offered.

You can cover elementary or secondary school students, but also your kids in kindergarten. Some policies even cover toddlers in day care, preschool or play school. Naturally, there are student accident insurance policies offered also for university and college students.

Read also about diabetes and life insurance.

Comments

World-Traveler profile image

World-Traveler 18 months ago

This is a great topic! Many parents have never heard of student accident insurance. Almost all kids get injured several times while growing up. For a few dollars a month, student accident insurance is a great idea! Thanks for the information. Many parents will benefit by your post.

ForrestDrake profile image

ForrestDrake Hub Author 18 months ago

Thanks for the comment! Yes, it is one of the less common insurance products

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